Bivens v. Select Portfolio Servicing, Inc.

Plaintiff filed suit against SPS for damages under the Real Estate Settlement Procedures Act (RESPA), 12 U.S.C. 2601 et seq. The Eleventh Circuit affirmed the district court's grant of summary judgment to SPS, holding that SPS successfully invoked section 3500.21(e)(1) by directing borrowers to mail qualified written requests (QWRs) to a particular office, even though it used that office for other purposes as well. Because plaintiff failed to address his QWR to SPS's designated address for QWR receipt, SPS had no duty to respond to it. View "Bivens v. Select Portfolio Servicing, Inc." on Justia Law