Shaw v. Experian Information Solutions, Inc.

The Ninth Circuit affirmed the district court's grant of summary judgment to Experian in an action alleging violation of the Fair Credit Reporting Act. The panel held that plaintiffs' reasonable procedures and reasonable reinvestigation claims failed because Experian's credit reports were accurate. The panel also held that plaintiffs' failure to disclose claim failed because Experian clearly and accurately disclosed to plaintiffs all information that Experian recorded and retained that might be reflected in a consumer report. Finally, plaintiffs' request for statutory damages under 15 U.S.C. 1681n failed because they have not shown a willful violation by Experian. View "Shaw v. Experian Information Solutions, Inc." on Justia Law