Justia Consumer Law Opinion SummariesArticles Posted in Supreme Court of Missouri
State ex rel. General Credit Acceptance Co. v. Honorable David L. Vincent III
The Supreme Court made permanent a preliminary writ of prohibition barring the circuit court from taking any further action other than vacating its order granting class certification, holding that the circuit court abused its discretion by certifying an overly broad class with a class representative whose claims were not typical of the class. Plaintiff filed the underlying class action on behalf of all other similarly situated Missouri consumers alleging that Defendant and its predecessors or successors violated statutory notice requirements relating to the repossession and disposition of collateral and collected unlawful interest following default and repossession of the collateral. The circuit court certified two classes and designated Plaintiff as the sole class representative. Defendant then filed a petition for a writ of prohibition arguing that the circuit court abused its discretion by certifying the class. The Supreme Court granted the writ, holding that the circuit court abused its discretion by certifying a class with Plaintiff as the sole class representative where her claims were not typical of the class and she was not a member of the subclass. View "State ex rel. General Credit Acceptance Co. v. Honorable David L. Vincent III" on Justia Law
Jackson v. Barton
The Supreme Court reversed the judgment of the circuit court dismissing Petitioner’s petition alleging that the debt collection actions of the owners and operators of LifeSmile Dental Care (collectively, LifeSmile) and attorney Dennis Barton (collectively, Respondents) violated the Fair Debt Collection Practices Act (FDCPA) and that Barton violated the Missouri Merchandising Practices Act (MMPA). The circuit court concluded (1) Petitioner’s FDCPA claim was barred by the statute of limitations, and (2) Petitioner's MMPA claim failed to state a claim because Barton’s collection activities were not “in connection with” the sale of LifeSmile’s dental services to Petitioner, and no lender-borrower relationship existed between Barton and Petitioner. The Supreme Court reversed, holding (1) an FDCPA violation is not time-barred simply because it restates or relates back to assertions made in a debt collection action that is beyond the one-year statute of limitations, and Petitioner identified three actions he alleged amounted an FDCPA violation occurring within a year of his filing of the action; and (2) Barton’s efforts to collect payment were an attempt to complete the transaction of the sale of dental services to Petitioner and were therefore “in connection with” the sale. View "Jackson v. Barton" on Justia Law
Hurst v. Nissan North America, Inc.
The Supreme Court reversed the judgment of the trial court in this class action finding that every class member suffered damage as a result of alleged misrepresentations on the part of Nissan North American, Inc. and entered judgment for Nissan pursuant to Mo. R. Civ. P. 84.14. Plaintiff, on behalf of a class of similarly situated plaintiffs, sued Nissan for violations of the Missouri Merchandising Practices Act, Mo. Rev. Stat. 407.010 to 407.130, based on alleged misrepresentations concerning the dashboards in certain Nissan Infinity FX vehicles. After a jury trial, the trial court entered judgment requiring Nissan to pay $2,000 in damages to each class member and $1.9 million in attorney fees. The Supreme Court reversed, holding that the statements at issue were not actionable “misrepresentations” under section 407.020.1. View "Hurst v. Nissan North America, Inc." on Justia Law
Dennis v. Riezman Berger, P.C.
The Supreme Court vacated the judgment of the circuit court dismissing Appellants’ petitions against Respondents for failure to state a claim for relief. The circuit court ruled that the petitions, which alleged, in part, the improper collection of post-judgment interest, failed to state a claim because nontort judgments automatically accrue post-judgment interest even when the judgments do not expressly award such interest. The Supreme Court held that the circuit court correctly ruled that nontort judgments automatically accrue post-judgment interest, but the petitions may have adequately stated a claim for relief against Respondents for other reasons. The court remanded the case to the circuit court to consider Appellants’ remaining claims following the dismissal of their claims related to post-judgment interest. View "Dennis v. Riezman Berger, P.C." on Justia Law
Ellis v. JF Enters., LLC
In 2013, Plaintiff purchased a new car from Defendant. In 2014, Plaintiff filed the underlying petition for damages, alleging that Defendant violated the Missouri Merchandising Practices Act by failing to pass title for her new vehicle. Thereafter, Defendant asked the trial court to enforce the arbitration agreement between the parties. The trial court overruled the motion to compel arbitration on the ground that the contract between the parties was void under Mo. Rev. Stat. 301.210. The Supreme Court vacated the judgment of the trial court, holding that even though the sale between Plaintiff and Defendant may be void under section 301.210, that question is for the arbitrator to determine, not the trial court. Remanded with instructions for the trial court to grant Defendant’s motion and compel arbitration. View "Ellis v. JF Enters., LLC" on Justia Law