Justia Consumer Law Opinion Summaries

To establish a concrete injury for purposes of Article III standing, the plaintiff must allege a statutory violation that caused him to suffer some harm that actually exists in the world. There must be an injury that is "real" and not "abstract" or merely "procedural." On remand from the Supreme Court, the Ninth Circuit reversed the district court's dismissal of an action alleging willful violations of the Fair Credit Reporting Act (FCRA), 15 U.S.C. 1681 et seq. In this case, plaintiff alleged that Spokeo failed to follow reasonable procedures to assure maximum possible accuracy of the information in his consumer report. The panel was satisfied that plaintiff had alleged injuries that were sufficiently concrete for the purposes of Article III; the alleged injuries were also sufficiently particularized to plaintiff and they were caused by Spokeo's alleged FCRA violations and were redressable in court; and therefore plaintiff had adequately alleged the elements necessary for standing. Accordingly, the court remanded. View "Robins v. Spokeo, Inc." on Justia Law

Plaintiffs filed suit against Royal under the Telephone Consumer Protection Act (TCPA), 47 U.S.C. 227, seeking to hold Royal vicariously liable for several telephone calls made by telemarketers employed by AAAP. The Ninth Circuit applied the ten non-exhaustive factors set forth in the Restatement (Second) of Agency 220(2) (1958), and found that AAAP's telemarketers were acting as independent contractors rather than as Royal's agents. Therefore, the court held that Royal was not vicariously liable for the telephone calls and the district court properly granted summary judgment in favor of Royal. View "Jones v. Royal Administration Services" on Justia Law